Braintree: Processing Fees and Disbursement Dates for your Deposits?

3 min. readlast update: 10.17.2023

Wondering how much you've paid in credit card/merchant processing fees and when your money is disbursed? This guide will briefly show you how you can check them out!

Note: This feature is only available for businesses who have not enrolled to Usio, businesses who are still using Braintree. For Usio businesses, gross settlement deposits 100% of the amount processed from customers' transactions. This means that processing fees are calculated at the end of each month as a deduction from a Usio's business bank account. 

You can access all the required information you'd need to generate the data for your business via your Reports section of your Fitli account.

Step 1: Login to your Fitli business account then head to the Sales Report By Transaction section. 


Step 2: Select 'Sales' on the 'All Transaction Types' pulldown and select 'Card' on the 'All Funding Sources' pulldown. Then, change the date range under 'Custom' on the date picker to your desired dates.

Make sure to select 'Sales' from the 'All Transaction Types' pulldown and select 'Card" on the 'All Funding Sources' pulldown since you wanted to check on your credit card processing fees and when the deposits are disbursed. When done, identify the date range you're looking for, use the pulldown for 'Custom' on the date picker to choose your custom dates. You may also select, 'Year to date', 'Last Month' or 'Month to Date'. Click search.


Step 3: Export your Sales Report

Once you've chosen and updated your Sales Report to a custom date range, use the 'Export' button to export the report to a .csv file.


Step 4: Open your .csv file 

Once you've exported your Disbursement Report, use your favorite spreadsheet program (Excel, Sheets, Numbers, etc.) to open the downloaded .csv file, or you can copy the data and paste it to a Google Spreadsheet. You can use the filter function of your favorite spreadsheet program to filter the data you need. Once the file is open, go to the column that says 'Processing Fee'. You can see processing fees for each transaction and the total for the report. Note that the processing fee for each credit card transaction is 2.9% + $0.30.


To check how much is deposited or how much will be deposited to your account. Check the 'Net Settlement' column.


To check when your money is deposited to your account, check the 'Disbursement Date' column. Note that those transactions that don't have the disbursement date are not yet deposited to your account. Typically, payments are disbursed within 2-3 business days after the transaction has settled through the credit card processor. Note this does not include weekends, holidays (bank holidays, etc).


There you have it! If you have any questions, please contact us at

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