Usio: Disbursements and Processing Fees

2 min. readlast update: 10.17.2023

In line with our payment processing transition to Usio, we changed our process. Instead of getting your 'Net Settlement' deposits, where fees are deducted for each sale transaction and you receive only your funds after fees, gross settlement will now deposit 100% of the amount processed from your customers’ transactions. You can check your deposits on the Disbursement Report page. 

Note: This feature is only available for businesses whose Usio Payment Status is ACTIVE, similar to the one below. To unlock this feature, activate payment processing and enroll! If you’re not enrolled, you can still check your Disbursements and Processing Fees from Braintree. Click HERE for a detailed guide.


To check your Disbursement Report, log into your Fitli account. Click Reports at the top menu then Disbursements on the left. This report summarizes the amount of funds that will be deposited to your account on each day and shows all the transactions that are part of that disbursement. This will show Card and/or ACH disbursements (if you accept ACH payments). Click HERE for a comprehensive guide.


What will happen to Processing Fees?

Processing fees for each sales transaction will still be calculated at the end of each month as a combined deduction from your bank account. There will be one statement for card transactions and another for bank transactions (if you have ACH activated). They will include details of all fees charged and total the amount which is debited from your bank account. 

You will receive card and/or ACH statements/invoices via email (if you have ACH activated) from Usio within 5–10 days prior to them debiting the funds from your bank account. Typically, funds will be debited for the processing fees (a.k.a. EOM Fees) during the first week of the following month that the statement/invoice is received. 

POS Terminal and card transactions fees are still 2.9% + $0.30 per transaction while ACH payments processing fees are 1.9% + $0.30 per transaction. ACH has lower fees, but can take a bit longer to receive your funds. There will be a monthly subscription fee of $5 for POS Terminal and ACH payments. For POS Terminal, you’ll also be charged once for the cost of the terminal + tax and shipping fee.

That's about it! Any questions? Chat with us or send us an email to

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